Hi I am currently volunteering a day at a week at a local Wellbeing Centre in my area and hiring the room from them one day a week. My question is do I need to have insurance, the organisation itself has building and public liability insurance am I covered.
Many thanks
Hi there, public liability will cover you in case someone falls etc whilst in the building, you will need malpractice insurance in case you hurt/damage client during treatment.
Hi there, public liability will cover you in case someone falls etc whilst in the building, you will need malpractice insurance in case you hurt/damage client during treatment.
As Sportstherapy said.
Malpractice insurance is important. You should already have this if you belong to a professional body (PB). If you don't have it buy it through a PB. It will be cheaper and better than anything you can source yourself.
David:)
You are only covered if your are employed by the 'Company'.
It always pays to have your own insurance in this business and its relatively cheap.
Try this company, i have beeen with them for 4 years and they are very competitive.
http://www.holisticinsurance.co.uk/
INDO
Many thanks for your advise. I will make sure that I take out the relevent insurance policies I knew I would get the right advise on this site:)
I have worked for people in the past who took out insurance cover for their therapists, however as I also practiced in my clinic at home and offered a mobile service I had to get my own public liability insurance cover. It is also a membership requirement of my association.
Better to be safe than sorry, after all it is not a vast sum of money each year.
Love Binah
x
Try to apply on EasyCover if you're classified as a professional, its affordable and has reliable advice and protection if ever you get sued. Here is the link: easycover.ca I hope I helped you atleast a little.