I contacted the FHT today to query whether I could be covered for joint manipulations if I had completed appropriate level of training and to query check if there were any restrictions on the type of mobalisations and manipulations that were covered.
I was surprised that the FHT insurance rep who replied stated that their insurance covers neither manips or joint mobs. I (obviously wrongly) thought that joint mobalisation was bread and butter to the sports therapist? (How can you assess and treat soft tissue injuries without mobalising joints?)
This prompted me to dig out my insurance certificate to see what I actually am insured for.
It says:
"You are insured to perform the treatments specified below as per the training given in the qualification accepted by the FHT
What does that actually mean? What is sports therapy if not a collection of techniques and an approach to treatment (that in the FHTs mind does not include joint mobs), no other techniques are listed specifically so how am I supposed to know what is covered and what is not? Is it just me or is not particularly clear?
Insurance companies will put restrictions on depending on risk factor, IMO there is a risk of serious injury/death with manipulation, whereas mobilisations are very gentle, maybe you could double check with them?
I contacted the FHT today to query whether I could be covered for joint manipulations if I had completed appropriate level of training and to query check if there were any restrictions on the type of mobalisations and manipulations that were covered.
I was surprised that the FHT insurance rep who replied stated that their insurance covers neither manips or joint mobs. I (obviously wrongly) thought that joint mobalisation was bread and butter to the sports therapist? (How can you assess and treat soft tissue injuries without mobalising joints?)
This prompted me to dig out my insurance certificate to see what I actually am insured for.
It says:
"You are insured to perform the treatments specified below as per the training given in the qualification accepted by the FHT
What does that actually mean? What is sports therapy if not a collection of techniques and an approach to treatment (that in the FHTs mind does not include joint mobs), no other techniques are listed specifically so how am I supposed to know what is covered and what is not? Is it just me or is not particularly clear?
In my final year at University Prof G Smith came and gave us a talk about joining the SST. He did point out how good the FHT and others were as an organisation, but said that their insurance covers 'sports therapy' then he posed the question, what is sports therapy? It is a bit vague to say you are covered for this, surely a way to get around this would be to have something in the insurance T&C's that says 'only allowed to practice safe and evidence based practice that you have been taught' or something along those lines?
In my final year at University Prof G Smith came and gave us a talk about joining the SST. He did point out how good the FHT and others were as an organisation, but said that their insurance covers 'sports therapy' then he posed the question, what is sports therapy? It is a bit vague to say you are covered for this, surely a way to get around this would be to have something in the insurance T&C's that says 'only allowed to practice safe and evidence based practice that you have been taught' or something along those lines?
What if you are taught how to diagnose, when you aren't legally allowed to? Surely that would invalidate any claim in the circumstances you mention?
In my final year at University Prof G Smith came and gave us a talk about joining the SST. He did point out how good the FHT and others were as an organisation, but said that their insurance covers 'sports therapy' then he posed the question, what is sports therapy? It is a bit vague to say you are covered for this, surely a way to get around this would be to have something in the insurance T&C's that says 'only allowed to practice safe and evidence based practice that you have been taught' or something along those lines?
Was this the same speech he gives when he tells us that STAT REGS is imminent, and only members of SST will be able to access the grandparenting route, if so perhaps we could question the validity of some of the things he says as a way to increase SST membership and protecting his income stream at the expense of more cost effective memberships and insurance.
Perhaps his "degree is the only standard we accept" as entry to the industry, (unless you do OUR own diploma course) ( marketed through NIM, who say they dont do it, but actually do) is another misinformation.
Was this the same speech he gives when he tells us that STAT REGS is imminent, and only members of SST will be able to access the grandparenting route, if so perhaps we could question the validity of some of the things he says as a way to increase SST membership and protecting his income stream at the expense of more cost effective memberships and insurance.
Perhaps his "degree is the only standard we accept" as entry to the industry, (unless you do OUR own diploma course) ( marketed through NIM, who say they dont do it, but actually do) is another misinformation.
This is the first time anyone has mentioned this, I had no idea this was happening
My view now, if it happens it happens, if not, then who cares?
In my final year at University Prof G Smith came and gave us a talk about joining the SST. He did point out how good the FHT and others were as an organisation, but said that their insurance covers 'sports therapy' then he posed the question, what is sports therapy? It is a bit vague to say you are covered for this, surely a way to get around this would be to have something in the insurance T&C's that says 'only allowed to practice safe and evidence based practice that you have been taught' or something along those lines?
Hi TT,
if you dont mind me asking, what does your insurance cover?
Going a little bit off thread here but I still look at the SoST website particularly to read the message from the chairman. In the latest one, the message is about seeking treatment from a fully qualified practitioner. I copied the below from the message.
'if you are one of the unfortunate people who gets injured in 2012, then make sure the Practitioner you see is appropriately trained and qualified to treat you safely and effectively. Make sure that they are a member of a professional body that sets standards, regulates its membership and requires them to demonstrate evidence of continuing professional education on an annual basis. Members of The Society of Sports Therapists meet this criteria. Not all other practitioners do.'
I have experienced the SoSTs diploma course. I didn't finish it because I was very unhappy with the quality and content. Several areas were only touched upon. These included first aid and massage!! We were advised to seek further training in these skills and told it was a 'taster' only. Mobilisations were not covered on that course but it was recommended that we attended a further two weekends run by sports rehab and education at £250 each. With the cost of the diploma and the other courses needed to bring you up to scratch and to be '''appropriately trained and qualified to treat people safely and effectively''', you would be looking at a small fortune.
How are they able to make statements like the above and then produce a course with minimal content which allows people to join a regulated system through grandparenting?
One last thing. I am waiting for the message explaining why sports therapy has not been regulated by the HPC as promised for years. Not sure if this will come at the end of the Olympics, the start of 2013 or.........ever infact!!
Hi TT,
if you dont mind me asking, what does your insurance cover?
Not at all, im insured to indeed practice sports therapy. This includes electrotherapy (ultrasound, TENS, EMG, Biodex), Massage (remedial, sports & swedish), peripheral & Spinal mobilisations (up to grade 4, never beyond), Taping and strapping, Kinesiotaping, exercise based rehabilitation, paediatric exercise rehab, suturing, musculoskeletal assessment.
I think thts all, I shall find my insurance certificate and find out more.
Confused about insurance!
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